Home | Customer Care | Career | Sitemap | Tender | FAQ | Contact Us      

You are here  » Deposit »  Saving  » Saving » 
Sunday, 24-Jun-2018  12:24:38 PM
    • An Individual in his/her name
    • More than one person jointly 
    • An illiterate person
    • A blind / visually Impaired / Incapacitated Persons
    • A guardian on behalf of minor in the minor's name
    • Clubs, Association, ( only if registered) 
    • Local bodies, all types of Co-operative Societies or any other body
    • Student who has completed 14 year of Age.
    Interest will be calculated @ 4% p.a. on the basis of Daily Product and will be credited to the account at half yearly intervals in March and September.
  • PASS BOOK: Pass book will be supplied to every savings Bank depositor showing his/her account number, Name, address, transactions with date, amount and particulars.

  • INCIDENTAL CHARGES: If a minimum balance of  Rs.300/- (for all accounts with/without cheque book facility) is not kept, the Bank will charge incidental charges at the rates as in force from time to time.
    Also refer to our Service Charges elsewhere on this site for other incidental charges.
  • Initial cash Deposit for opening Savings Bank Account & minimum balance to be maintained in the account :

    With / Without Cheque Book Facility - Rs. 300/-
  • ABB Transactions:-Withdrawal limit in a day is Rs.50,000/ and for third party limit of Rs.25,000/- in a day.

What's Latest
arrow Per day limit of MOBILE BANKING is Rs.1,50,000/- i.e. Rs.1,00,000/- through IMPS and Rs.50,000/- through NEFT.
All the Customers may please note that minimum average balance in Savings Account with effect from 01.04.2018 shall be Rs. 500/-. Lower average balance will attract charges applicable as per rules.

arrow Customers who want to avail input credit as per GST Act Click here...

arrowMaximum cash withdrawl permissable at Host branch with cheque book only in Any Branch Banking is Rs.50000/- for self & Rs.25,000/- for third party in SB Account and Rs.100000/- for self & Rs. 50,000/- for third party in Current, FLXLN, SOD, SODGLD and SODIMP accounts .

arrow Bank has introduced yearly service charges on PLATINUM Debit Card at Rs.150/- Plus Taxes..Click Here


arrow Click HERE

arrow A SB/CD a/c is treated as DORMANT, if there are no transactions in the account for over a period of 2 years(i.e.no credit or debit induced by customer as well as 3rd party other than crediting of periodic interest or debiting of service charges.

arrow List of Unoperative SB Accounts with Zero balances,Un-operative for more than 10 years...Click HERE


arrow Just give missed call to Toll free number 18004195511 from your registered Mobile number for Balance Enquiry. To HOTLIST the ATM / RUPAY DEBIT card :- DIAL 9223110011 from your registered MOBILE NUMBER, after 2-3 rings call will be disconnected & system will HOTLIST your card with SMS confirmation.


arrow Intimation to Account holders having "0" Balance for 6 months : -Click here


arrow LIST of SB/CD accounts having "0" Balance for 6 month : -Click here

Guidelines for claim of Unclaimed Deposit & to activate Inoperative Accounts for 10 years & more.
arrow Click here
List of Unclaimed Deposits & Inoperative Accounts for 10 years & more.
Click here

arrow While booking online Tickets through IRCTC website with the help of RuPay Debit Card, Use RuPay card (Powered by Kotak Bank) under option payment gateway / credit card .

arrow Charges for Transactions inclusive of Financial & Non Financials on other Banks ATM in a calendar month Rs.20 per transaction plus GST.For Savings Bank account holders Five such transactions are free in a calendar month.
arrow    BANK's POLICY (click Here)