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Saturday, 24-Feb-2018  05:37:41 AM

All the account holders are requested to use only 15 Digit Account Number for their Inward fund transfer through NEFT & RTGS.

Electronic payment products - Processing inward transactions based solely on account number information.

Responsibility to provide correct inputs in the payment instructions, particularly the beneficiary account number information, rests with the sender / originator. While the beneficiary’s name shall be compulsorily mentioned in the instruction request, and carried as part of the funds transfer message, reliance will be only on the account number for the purpose of affording credit. This is applicable both for transaction requests emanating at branches and those originated through the online / internet delivery channel.  (For details Refer RBI Circular No. RBI/2010-11/235 DPSS (CO) EPPD No. / 863 / 04.03.01 / 2010-11 dated October 14, 2010). Therefore, the credit will be effected based solely on the beneficiary account number information and the beneficiary name particulars will not be used therefor. As such sender has to be cautious on the account number of beneficiary while transferring the amounts in electronic mode.

The National Electronic Fund Transfer System (NEFT) is introduced for retail customer transactions. NEFT transactions are processed and settled in half hourly batches from 8.00 am to 6.00 pm on all working days. Using NEFT, Customers of the Bank can remit any amount (even beyond Rs. 2.00 Lacs) to the beneficiary’s account in another Bank.  


Service charges for NEFT Value Band Maximum Charges per NEFT Transactions
Amount upto to Rs. 10,000/- Rs. 2.50/- plus GST @ 18%
Amount from Rs. 10,001/- to Rs. 1 Lakh Rs. 5/-       plus GST @ 18%
Amount above Rs. 1 Lakh upto Rs. 2 Lakh Rs. 15/-     plus GST @ 18%
Amount above Rs. 2 Lakh Rs. 25/-     plus GST @ 18%
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