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Friday, 25-Apr-2014  03:12:55 AM
Loan Rate Of Interest - Retail Loans
Types of facilities  Present Rate of Interest (per annum)
(Floating ROI apply)

Personal/ Surety Loan

i) With 50% or more collateral securities upto Rs.3.00 lakh.

ii) Without collateral or less than 50% collateral securities upto Rs.3.00 lakh.


                                           :         14.00%


                                           :         14.50%

Salary CC for salary earners

                                           :          15.00%

Housing Loan  sanctioned & disbursed during the period from 01.07.2005 to 30.06.2006.

I) SDL/ECS (other than from Proprietary & Partnership Firms.

ii) All other Housing Loans




                                           :         8.00%

                                           :         9.00%

Housing Loans Sanctioned/disbursed on or before 06.03.2012

a) Loans sanctioned upto and including Rs.15.00 Lakh

b) Loans sanctioned above Rs.15.00 Lakh and upto & including Rs.25.00 Lakh

c) Loans sanctioned above Rs.25.00 Lakh and upto & including  Rs.70.00 Lakh.




                                           :        11.00%(Floating)


                                           :        11.50%(Floating)

                                           :         12.50%(Floating)

Housing Loans disbursed on or after 07.03.2012 and all New Loans

a) Loans sanctiond upto and including Rs.25.00 Lakh.

b) Loans sanctioned above Rs.25.00 Lakh and including Rs.50.00 Lakh

 c) Loans sanctioned above Rs.50.00 Lakh and upto Rs.70.00 Lakh.






 w.e.f  05.02.2014





Education Loan for higher education in India & Abroad For Boys Student :
Loan upto Rs. 10.00 Lakh : 13.00%
Loan above Rs.10.00 Lakh : 14.00%

For Girls Students :
Loan upto Rs.10.00 Lakh  : 12.50%
Loan above Rs.10.00 Lakh : 13.50%
Education Loan for Vocational Courses
For Boys Students  : 13.00%
For Girl Students   : 12.50%
Loan against pledge of Gold Ornaments (EGLLN/BGLLN) 13.00%
SOD against Gold ornaments.
Loan/ SOD against Govt. Securities 13.00%
What's Latest

arrow 'PEN' branch Opened on 21st March 2014 at the hands of Shri. Sitaram C. Ghandat,Chairman, Abhyudaya Co-Op. Bank Ltd.


arrow Abhyudaya Co-op. Bank Ltd. is the WINNER of IBA award Technology Bank of the year 2012-13.

arrow Customers are hereby informed that the old cheque leaves(NON-CTS) will not be accepted for processing after 31.07.2013. All are requested to surrender old cheque books(NON-CTS) if any.Collect new cheque books against the same.Contact respective branch.
arrow    BANK's POLICY (click Here)
arrow Dear Customer, as per RBI KYC guidelines and policy decision of our Bank,All account holder who have opened Saving/Current accounts before 31st march 2008 are requested to re-submit their latest Photo & copies of self attested documents of Identity proof, Address Proof & PAN details at their respective or nearby branch of Abhyudaya Co-operative Bank Ltd. KYC/Profile updation