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  ABHYUDAYA CO-OPERATIVE BANK LTD.
  MULTI STATE SCHEDULED BANK
   

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Friday, 26-May-2017  04:35:56 PM
 
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Loan Rate Of Interest - Retail Loans

Revised Rate of Interest (Floating) on Credit Facilities w.e.f. 01.04.2017
Prime Lending Rate (PLR) – 12%
 

Sr. No

Types of facility

Linkage to PLR

Rate of Interest
(%) p.a.

I

SURETY LOAN

  1. With 50% or more collateral securities upto Rs.5.00 lakh
  1. Without collateral or less than 50% collateral securities  upto Rs. 5.00 Lakh
  1. Groups loans under Surety Loans with confirmed ECS or SDL 

 

PLR+0.50

 

PLR+1.00

 

PLR + 0.50

 

12.50

 

13.00

 

12.50

II

Gold loans  
a) Gold Loan
b) Gold Loan with Bullet Repayment  option
c) SOD against Gold Ornaments

 

PLR–1.00

 

11.00

III

Secured Overdraft (SOD) & Loans against collateral securities like NSCs/ RBI  Bonds/LIC/KVP  

PLR-1.00

11.00

IV

Rent Securitization Loan

PLR

12.00

V

Premises Loan
(i.e. Loans & Advances granted to the Lessor of our Branch Premises)

 

PLR

 

12.00

VI

Business Loan against mortgage of immovable properties
Priority
Non Priority

 

PLR
PLR+0.50

 

12.00
12.50

VII

Housing Loan upto & including Rs. 70.00 Lakh

  1. Women
  2. Others

 

PLR-3.60
PLR-3.50

 

8.40
8.50

VIII

Repair/Renovation Loan:

a) New Loans for repairs & renovation to Housing Loan Loanees:- Max. Loan Rs. 10.00 Lakh

b) New Loans for repairs & renovation to other than Housing Loan Loanee and repair/renovation of Shop/Galas:- Max. Loan Rs. 10.00 Lakh

 

PLR-1.50

 

 

PLR–0.50

 

10.50

 

 

11.50

IX

A] Education Loan (including Pilot Training):
Maximum Limit: 
Studies Abroad – Rs.20.00 Lakh
Studies in India – Rs.10.00 Lakh

   

 

For Girl Students:
a) Upto Rs. 10.00 Lakh
b) Above Rs. 10.00 Lakh upto Rs. 20.00 Lakh

PLR–1.00
PLR
11.00
12.00

 

For Others
a) Upto Rs. 10.00 Lakh
b) Above Rs. 10.00 Lakh upto Rs. 20.00 Lakh

PLR–0.50
PLR+0.50
11.50
12.50

 

B] Abhyudaya Vidya Vardhini Scheme:-
Studies in India  : Above Rs. 10.00 lakh & maximum up to Rs. 25.00 Lakh
Studies Abroad  : Above Rs. 20.00 lakh & maximum up to  Rs. 50.00 Lakh
For Girls Students
For Other Students





PLR
PLR+0.50




12.00
12.50
 
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