Home | Customer Care | Career | Sitemap | Tender | FAQ | Contact Us      

You are here  »General  » RupayDebitCard » 
Sunday, 24-Jun-2018  12:14:22 PM
Rupay Debit Card

Welcome to the Abhyudaya's modern world of cashless Banking! Looking forward for your long and fulfilling relationship with us.

Daily PoS/ECom trxn. limit is Rs. 1,00,000/- ; and inclusive of ATM withdrawal limit of Rs. 25,000/-, the combined limit is  Rs. 1,25,000/-.
Attractive Features such as : 
1)      Personal Accident Insurance : Rs 2,00,000/- for accidental death or permanent disablement.
2)      Lounge Access :- Access to domestic & International Airport lounge. ie, after swapping platinum card for minimum of Rs.2/- at airport, card holder can access lounge facility & other related benefits.
3)      Cash Back Offer on Utility bills :-5% cash back on utility bill payments (capped at Rs.50 per month per card). Utility bills like Telephone, Mobile, Electricity, Gas, water and Sanitary Bills
4)      Merchant offers and benefits:- A host of merchant offers and benefits for RuPay Platinum card holders are tied up by NCPI to aid banks in driving activation and usage.  Currently, there are two offers as under: i) Croma Offer : Flat Rs. 500 Off on minimum purchase of Rs. 2000 and above.ii) Apollo Pharmacy Offer:a)Apollo FMCG-15%(300%_Apollo products,Medicines-10% off (except DPCO Drugs),FMCG Products- 5 % off.
Note: offers may change time to time.
Contact branch & upgrade to PLATINUM RuPay Debit card


ABHYUDAYA RuPay Debit card with embedded EMV chip will ensure safe & secure transaction.

Chip based RuPay Debit cum ATM Card
RuPay is an Indian domestic card scheme conceived and launched by the National Payments Corporation of India (NPCI). RuPay cards are accepted at all automated teller machines(ATMs)  & at all PoS terminals.
Chip based RuPay Debit cum ATM Card
Important: Please make sure you have read these terms & conditions carefully before using the Abhyudaya Bank Chip based RuPay Debit cum ATM Card. By using the Debit cum ATM Card,  you are unconditionally accepting the terms and conditions listed hereunder and will be bound by them and you accept the onus of ensuring compliance with the relevant Reserve Bank of India (RBI) Regulations and all the rules and regulations framed under the Act and as amended/modified/applicable from time to time and any other corresponding enactment in force from time to time. You will also continue to remain bound by the terms and conditions of operation of your Savings Bank Account/Current Account with Abhyudaya Co-Op. Bank Ltd.


  1. The “Bank” means Abhyudaya Co-Op. Bank Ltd. a body corporate registered under the Multi State Co-op. Societies Act and  its successors & assignees.
  2. Card” or “Debit Card” refers to the Abhyudaya Bank Chip based RuPay Debit cum ATM Card  issued by Abhyudaya Co-op. Bank  Ltd. to a Card Holder.
  3. Cardholder” means the approved Customer who has requested for the Card upon his/her undertaking to abide by terms and conditions herein and who has been issued the Card and who is authorized to hold and use the card. Cardholder is referred to as “You”, “Your”, “Him” or similar pronouns and all reference to the card holder in the masculine gender will also include the feminine gender.
  4. Account(s)” means the Cardholder’s Savings or Current Account that have been designated by Bank to be eligible account(s) for valid operations of the Debit Card. The Cardholder should be either the accountholder or sole signatory or authorized to act alone when there are more than one account holders/signatories. A minor’s account or an account in which a minor is a joint account holder, so also firms other than proprietary firms and Cash Credit account holders shall not be eligible for becoming the Cardholder of Abhyudaya Bank Chip based RuPay Debit Card.
  5. Primary Account” shall mean in case of multiple accounts linked to the Card, the account that has been designated as being the main/first account of operation i.e. the account from which purchase transactions, cash withdrawals, charges and fees related to the card are debited.
  6. Nominated Accounts” includes the Primary Account as described above, and it indicates the card holder’s account(s) nominated in writing by him/her to be accessed by his/her Debit Card and PIN.


What's Latest
arrow Per day limit of MOBILE BANKING is Rs.1,50,000/- i.e. Rs.1,00,000/- through IMPS and Rs.50,000/- through NEFT.
All the Customers may please note that minimum average balance in Savings Account with effect from 01.04.2018 shall be Rs. 500/-. Lower average balance will attract charges applicable as per rules.

arrow Customers who want to avail input credit as per GST Act Click here...

arrowMaximum cash withdrawl permissable at Host branch with cheque book only in Any Branch Banking is Rs.50000/- for self & Rs.25,000/- for third party in SB Account and Rs.100000/- for self & Rs. 50,000/- for third party in Current, FLXLN, SOD, SODGLD and SODIMP accounts .

arrow Bank has introduced yearly service charges on PLATINUM Debit Card at Rs.150/- Plus Taxes..Click Here


arrow Click HERE

arrow A SB/CD a/c is treated as DORMANT, if there are no transactions in the account for over a period of 2 years(i.e.no credit or debit induced by customer as well as 3rd party other than crediting of periodic interest or debiting of service charges.

arrow List of Unoperative SB Accounts with Zero balances,Un-operative for more than 10 years...Click HERE


arrow Just give missed call to Toll free number 18004195511 from your registered Mobile number for Balance Enquiry. To HOTLIST the ATM / RUPAY DEBIT card :- DIAL 9223110011 from your registered MOBILE NUMBER, after 2-3 rings call will be disconnected & system will HOTLIST your card with SMS confirmation.


arrow Intimation to Account holders having "0" Balance for 6 months : -Click here


arrow LIST of SB/CD accounts having "0" Balance for 6 month : -Click here

Guidelines for claim of Unclaimed Deposit & to activate Inoperative Accounts for 10 years & more.
arrow Click here
List of Unclaimed Deposits & Inoperative Accounts for 10 years & more.
Click here

arrow While booking online Tickets through IRCTC website with the help of RuPay Debit Card, Use RuPay card (Powered by Kotak Bank) under option payment gateway / credit card .

arrow Charges for Transactions inclusive of Financial & Non Financials on other Banks ATM in a calendar month Rs.20 per transaction plus GST.For Savings Bank account holders Five such transactions are free in a calendar month.
arrow    BANK's POLICY (click Here)