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Sunday, 24-Jun-2018  12:32:58 PM
Loan /Secured Overdraft against Govt. Securities
PURPOSE The amount can be used for any productive purpose.
MAX. AMT A  Loans
 a)  Loan against NSC/RBI bonds
up to 2 year old 70% of accrued value.
Above 2 years to 4 years old 75% of accrued value
Above 4 years 85% of accrued value.

Loan against LIC Policy/KVPs  90% of surrender value.

SOD against NSC/KVP/RBI Bond 80% of accrued value.

 SOD against LIC                            90% of accrued value

Note : Loan against KVP encashable after two and half year.

For Loans:- Maximum 60 installments for loans or co-terminus with maturity period whichever is earlier.
Secured overdraft:- Three years.
ROI Click here

Up to 1 Lac - Nominal Membership Rs.100/-

Above 1 Lac - Regular Membership 2.5% of sanctioned amount

PRIME SECURITY Assignment & Pledge of NSC, KVP & LIC Policies.
In case of RBI Bond, it should be transferred in our Bank’s name
For Loans:- 0.60 % (minimum Rs.100/- and maximum Rs.1000/- + applicable GST
For SOD:- 0.60% (minimum Rs.100/- and maximum Rs.1000/-.) + applicable GST
  • Certificate standing in the name of a minor will not be accepted as security..
  • Loan/SOD against LIC, will be considered only against policy issued by LIC of India in applicant's name only.
What's Latest
arrow Per day limit of MOBILE BANKING is Rs.1,50,000/- i.e. Rs.1,00,000/- through IMPS and Rs.50,000/- through NEFT.
All the Customers may please note that minimum average balance in Savings Account with effect from 01.04.2018 shall be Rs. 500/-. Lower average balance will attract charges applicable as per rules.

arrow Customers who want to avail input credit as per GST Act Click here...

arrowMaximum cash withdrawl permissable at Host branch with cheque book only in Any Branch Banking is Rs.50000/- for self & Rs.25,000/- for third party in SB Account and Rs.100000/- for self & Rs. 50,000/- for third party in Current, FLXLN, SOD, SODGLD and SODIMP accounts .

arrow Bank has introduced yearly service charges on PLATINUM Debit Card at Rs.150/- Plus Taxes..Click Here


arrow Click HERE

arrow A SB/CD a/c is treated as DORMANT, if there are no transactions in the account for over a period of 2 years(i.e.no credit or debit induced by customer as well as 3rd party other than crediting of periodic interest or debiting of service charges.

arrow List of Unoperative SB Accounts with Zero balances,Un-operative for more than 10 years...Click HERE


arrow Just give missed call to Toll free number 18004195511 from your registered Mobile number for Balance Enquiry. To HOTLIST the ATM / RUPAY DEBIT card :- DIAL 9223110011 from your registered MOBILE NUMBER, after 2-3 rings call will be disconnected & system will HOTLIST your card with SMS confirmation.


arrow Intimation to Account holders having "0" Balance for 6 months : -Click here


arrow LIST of SB/CD accounts having "0" Balance for 6 month : -Click here

Guidelines for claim of Unclaimed Deposit & to activate Inoperative Accounts for 10 years & more.
arrow Click here
List of Unclaimed Deposits & Inoperative Accounts for 10 years & more.
Click here

arrow While booking online Tickets through IRCTC website with the help of RuPay Debit Card, Use RuPay card (Powered by Kotak Bank) under option payment gateway / credit card .

arrow Charges for Transactions inclusive of Financial & Non Financials on other Banks ATM in a calendar month Rs.20 per transaction plus GST.For Savings Bank account holders Five such transactions are free in a calendar month.
arrow    BANK's POLICY (click Here)