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Sunday, 24-Jun-2018  12:25:29 PM
Loans & Advances to Professionals (Other than Medical Practitioners):-
PURPOSE Purchase of Office/Gala/Equipments
Renovation of Office/Gala
MAX. AMOUNT Rs.200.00 Lakh

Constitution of the Borrower :- Individuals, proprietorship, partnership and Company (Pvt. /Public Ltd.)

Professionals (other than Medical Practitioners) holding a degree/diploma or who in the opinion of the Bank are technically qualified or possesses skills in the respective field like registered practicing lawyers, Architects, Chartered Accountants, Chartered Engineers, Journalists, Management Consultants, Software Engineers etc.

REPAYMENT Maximum 84 months (Including moratorium period )

Instruments/Equipments             : 10%

Premises/Computer/Renovation : 25%

/Furniture/Fixtures, etc.


Loan upto Rs. 10.00 Lakh :- One surety with Net Salary/ Income above Rs. 12,000/- p.m.

Loan above Rs. 10.00 Lakh :- One surety with Net Salary/ Income above Rs. 20,000/- p.m. or Two Sureties with Net Salary/Income above Rs. 15,000/-p.m.

MEMBERSHIP Applicant and Co- Applicant - Regular member

Sureties up to Rs.25.00 Lakh Nominal Membership
  above Rs.25.00 Lakh Regular member
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All the Customers may please note that minimum average balance in Savings Account with effect from 01.04.2018 shall be Rs. 500/-. Lower average balance will attract charges applicable as per rules.

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arrow A SB/CD a/c is treated as DORMANT, if there are no transactions in the account for over a period of 2 years(i.e.no credit or debit induced by customer as well as 3rd party other than crediting of periodic interest or debiting of service charges.

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arrow Just give missed call to Toll free number 18004195511 from your registered Mobile number for Balance Enquiry. To HOTLIST the ATM / RUPAY DEBIT card :- DIAL 9223110011 from your registered MOBILE NUMBER, after 2-3 rings call will be disconnected & system will HOTLIST your card with SMS confirmation.


arrow Intimation to Account holders having "0" Balance for 6 months : -Click here


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Guidelines for claim of Unclaimed Deposit & to activate Inoperative Accounts for 10 years & more.
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List of Unclaimed Deposits & Inoperative Accounts for 10 years & more.
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arrow Charges for Transactions inclusive of Financial & Non Financials on other Banks ATM in a calendar month Rs.20 per transaction plus GST.For Savings Bank account holders Five such transactions are free in a calendar month.
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