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Wednesday, 21-Mar-2018  06:59:17 AM
Domestic  Term Deposit  Rates

 The revised interest rates on Term Deposits  w.e.f. 01st March, 2017 will be as under :

Interest Rate (% p.a.)
Applicable w.e.f. 01.03.2017
General Public, Trusts, N.R.O depositors,Co-op. Societies including Housing, Credit, etc. and Bulk Deposits Senior      Citizens
7 Days and above upto &
inclusive 90 days



91 days & above upto and inclusive of 180 days



181 Days and above upto & inclusive of 15 months



Above 15 months and upto and inclusive of 120 months





For Slab "above 15 months and up to and inclusive of 120 months" if deposits are kept under QID, additional interest rate of 10 bps to both ie, @7.10% to General Public and @7.35% to senior Citizen, to be given.
Abhyudaya Tax Saving Scheme (ATSS), Rate of Interest is 7.25 % (w.e.f. 01.03.2017)
The Rules for Renewal of Term Deposit stands revised w.e.f. 15.04.2014 :-
i. On due date of the Term Deposit, the depositor should furnish Term Deposit Receipt to the Branch with instructions for renewal or disbursement of the principal amount of the deposit and interest due thereon, failing which the term deposit will be renewed for the similar term with prevailing rate of interest.
ii. After auto-renewal of deposits, if the deposit is withdrawn within 7 days from the date of renewal, then no interest will be paid.
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All the Customers may please note that minimum average balance in Savings Account with effect from 01.04.2018 shall be Rs. 500/-. Lower average balance will attract charges applicable as per rules.

arrow Customers who want to avail input credit as per GST Act Click here...

arrowMaximum cash withdrawl permissable at Host branch with cheque book only in Any Branch Banking is Rs.50000/- in SB Account and Rs.100000/- in Current, FLXLN, SOD, SODGLD and SODIMP accounts.

arrow Bank has introduced yearly service charges on ATM cum Debit Card at Rs.100/- Plus Taxes w.e.f. 2017-18...Click Here


arrow Click HERE

arrow A SB/CD a/c is treated as DORMANT, if there are no transactions in the account for over a period of 2 years(i.e.no credit or debit induced by customer as well as 3rd party other than crediting of periodic interest or debiting of service charges.

arrow List of Unoperative SB Accounts with Zero balances,Un-operative for more than 10 years...Click HERE


arrow Just give missed call to Toll free number 18004195511 from your registered Mobile number for Balance Enquiry. To HOTLIST the ATM / RUPAY DEBIT card :- DIAL 9223110011 from your registered MOBILE NUMBER, after 2-3 rings call will be disconnected & system will HOTLIST your card with SMS confirmation.


arrow Intimation to Account holders having "0" Balance for 6 months : -Click here


arrow LIST of SB/CD accounts having "0" Balance for 6 month : -Click here

Guidelines for claim of Unclaimed Deposit & to activate Inoperative Accounts for 10 years & more.
arrow Click here
List of Unclaimed Deposits & Inoperative Accounts for 10 years & more.
Click here

arrow While booking online Tickets through IRCTC website with the help of RuPay Debit Card, Use RuPay card (Powered by Kotak Bank) under option payment gateway / credit card .

arrow Charges for Transactions inclusive of Financial & Non Financials on other Banks ATM in a calendar month Rs.20 per transaction plus GST.For Savings Bank account holders Five such transactions are free in a calendar month.
arrow    BANK's POLICY (click Here)