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  ABHYUDAYA CO-OPERATIVE BANK LTD.
  MULTI STATE SCHEDULED BANK
   

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Monday, 11-Dec-2017  07:41:13 AM
 
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Working capital finance
 
Types :-
  • Cash Credit (CC)
  • Working Capital Term Loan facility (WCTL)
  • Bill Discounting facilities (DBD/ SBD).
  • Bills Discounting under LC

Our Working capital finance facility provide your business, the cash it needs to keep growing until you can cover all operating expenses out of revenue.

We helps you to meet your everyday operational fund requirements & immediate business obligations.

Funds are provided based on the underlying operational efficiency of the company/firm/unit & integrity.
 
Key Points :-
  • Personalized service and assistance by our Bank.
  • Assessment on easy terms and special concession in interest rate for SSI units and SME sector advances.
  • Working capital finance not to be used for buying long term assets or investments.
  • Adequate Drawing power to be maintained.
  • Overdraft facility is subjected to yearly renewal/ review.
  • Priority sector advances are encouraged.
  • Eligibility calculated as per Sales Turnover Method, Production/ Processing Cycle Method and Working capital gap method.
  • Service Charges and Share money will be as applicable.
  • Collateral security required as per Banks Prescribed norms.
  • ROI for first year Click Here, from second year ROI as per credit grading. Grading ROI, Click here.
 
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What's Latest
 

arrow Customers who want to avail input credit as per GST Act Click here...

 
arrowMaximum cash withdrawl permissable at Host branch with cheque book only in Any Branch Banking is Rs.50000/- in SB Account and Rs.100000/- in Current, FLXLN, SOD, SODGLD and SODIMP accounts.
 

arrow Bank has introduced yearly service charges on ATM cum Debit Card at Rs.100/- Plus Taxes w.e.f. 2017-18...Click Here

NOTICE TO THE CUSTOMERS FOR KYC UPDATION

arrow Click HERE

 
arrow A SB/CD a/c is treated as DORMANT, if there are no transactions in the account for over a period of 2 years(i.e.no credit or debit induced by customer as well as 3rd party other than crediting of periodic interest or debiting of service charges.
     

arrow List of Unoperative SB Accounts with Zero balances,Un-operative for more than 10 years...Click HERE

 

arrow Just give missed call to Toll free number 18004195511 from your registered Mobile number for Balance Enquiry. To HOTLIST the ATM / RUPAY DEBIT card :- DIAL 9223110011 from your registered MOBILE NUMBER, after 2-3 rings call will be disconnected & system will HOTLIST your card with SMS confirmation.

        

arrow Intimation to Account holders having "0" Balance for 6 months : -Click here

                 

arrow LIST of SB/CD accounts having "0" Balance for 6 month : -Click here

Guidelines for claim of Unclaimed Deposit & to activate Inoperative Accounts for 10 years & more.
arrow Click here
List of Unclaimed Deposits & Inoperative Accounts for 10 years & more.
Click here
 

arrow While booking online Tickets through IRCTC website with the help of RuPay Debit Card, Use RuPay card (Powered by Kotak Bank) under option payment gateway / credit card .

 
arrow Charges for Transactions inclusive of Financial & Non Financials on other Banks ATM in a calendar month Rs.20 per transaction inclusive of service tax.For Savings Bank account holders Five such transactions are free in a calendar month.
 
arrow    BANK's POLICY (click Here)